By forming a direct relationship with the patient or employer group, we receive a scheduled fee that allows us to reimburse physicians for 24/7 access.
By eliminating the constraints placed on physicians by insurance, we no longer need to spend hours on administrative tasks, such as billing, coding and working denied claims, and instead spend that time on you, the patient.
IS THIS CONCIERGE/DPC MEMBERSHIP INSURANCE?
A membership with Coastal Family Medicine is not insurance and we do not recommend you go without insurance. However, a less expensive High Deductible Health Plan or a Health Share Plan can be used to cover those services not provided by Coastal Family Medicine, such as specialist or hospital care. These plans will allow you to avoid the fines associated with not having insurance while saving you overall dollars on your health care.
WHY IS THIS PLAN COUPLED WITH An HDHP SO MUCH LESS THAN TRADITIONAL INSURANCE?
With traditional insurance, your premium is based on the number of claims processed. You can greatly reduce the number or claims by purchasing your Primary Care Plan separately through Coastal Family Medicine and ensuring only those services not provided by our Primary Care Physicians. This means great savings to the patient or business.
DOES THIS MEET THE REQUIREMENTS FOR AFFORDABLE CARE ACT?
By coupling our services with an HDHP, you or your business will be ACA Compliant.
By coupling our services with a health share plan, you or your business will be ACA Exempt.
Coupling services allow you a concierge-level of primary care access and protect you from the expenses accrued with hospitalization.
WILL YOU SEE MY EMPLOYEE THAT IS INJURED ON THE JOB?
We do not replace your workman’s comp policy, however, we offer immediate, call-ahead service. Minor work injuries requiring stitches or other treatments can be treated by our office. This will eliminate long wait times in the ER or Urgent Care and avoid those expenses, which greatly decreases your bottom line.
WHAT ABOUT PHARMACEUTICALS, LABS, AND IMAGING?
Coastal Family Medicine has negotiated greatly reduced costs for medications, labs, and imaging. Many of these costs are less than the typical copay through your insurance. We welcome the opportunity to schedule a consult to discuss your specific needs.
ARE YOU AFFILIATED WITH ANY HEALTH SHARE PLANS?
Coastal Family Medicine accepts all health share plans. We are affiliated with Liberty Health Share and can schedule a meeting to discuss your needs further.